|
The SMS Banking Service
allows a customer to view the information
of their accounts using their Mobile
Phones with SMS (Short Messaging
Service) facility. In other word,
the customer can access their bank
account very conveniently but in
a secured mode to perform various
operations. This service provides
the real-time account information
in a true "anywhere, anytime”
transaction capabilities from the
mobile phones very conveniently
to the registered clients. This
means cumstomers can access their
account information, perform some
banking transactions during office
hours, from home country as well
as from any country where mobile
phone roaming services is available.
The system is designed to access the data of the Banking system to provide the required information. It works using Short Messaging Service (SMS) technology. With SMS, the client can perform a wide range of query-based transactions from a mobile phone, without making a call. The information are retrieved from Banking system and send back to the mobile phone via the SMS Centre, all in a matter of a few seconds.
This service is
provided to the new and the existing
customer for those who register
their account and mobile. System
allows the customer to change Pin
Code(Password) and user can Activate
or Deactivate their SMS registration
or request for HELP using their
mobile phone.
The following application features are currently facilitated in the SMS Banking Service.
Loan Accounts:
- Enquiry of loans outstanding
balance
- Checking loans due amount
- Checking amount required to close
- View recent 5 account transactions within last six months
Saving/Super Saving Accounts:
- Enquiry of account balance
- Enquiry of available balance
- Request for stop cheque payment
- Withdrawal alert as per the amount specified by client
- View recent 5 account transactions within last six months
Time Deposit Accounts:
- Get information on principal amount, maturity date and interest rate.
- Stop Rollover (Auto-Renewal)
- View recent 5 account transactions within last six months.
| Use
the following syntax : |
|
| S.N. |
To:- |
|
Syntax |
| 1. |
Query
Balance: |
- |
bal,A/C
Code,Pin |
| 2. |
Query
Statement: |
- |
stmt,A/C
Code,Pin |
| 3. |
Query
Overdue: |
- |
odue,A/C
Code,Pin |
| 4. |
Deactivate
Service : |
- |
dact,A/C
Code,Pin |
| 5. |
Re-activate
Service : |
- |
acti,A/C
Code,Pin |
| 6. |
Change
Pin Code: |
- |
npin,A/C
Code,Old Pin,New Pin |
| 7. |
Query
all syntax: |
- |
help |
|
| Example:
bal,19015731,abcd |
|
| Please Send SMS to 9841221554 |
Download Appilication For SMS Banking Service |
 |
|
