Loan available under this scheme is for

• Building commercial complex, residential houses, factories, warehouse.
• Purchasing land, houses, bunglow and flat.
• Repairing, furnishing, landscaping etc.

Loan Amount

• Minimum of Rs. 100,000.00 to maximum of Rs. 2,35,00,000.00.

Tenure

• Any period between 12 to 60 months

Interest Rate

• 13% (In diminishing balance)

Security

• As per company rules

Processing Fee

• One time service charge (non-refundable) 1% on the loan amount.

Mode of Re-payment

• Monthly and quarterly installments. (Grace period depending upon the situation).

Documentation Required

• Authorized letter of construction from nagar palika.
• Engineer certified design of the proposed construction.
• Certified copy of place of business, employment / resident.
• Recent passport size photograph.
• Citizenship
• Certificate copies of source of income.
• If employed, salary certificates from the employer stating the employment record and tenure of service.
• Companies, Memorandum and article of association, at least two years of audited balance sheet and P/L accounts. Income tax documents.
• Board resolution authorizing an executive to deal on behalf of the company.
• Necessary security documents e.g. lalpurja, tiro raceed, napi naksa, char killa pramanit chhithi etc.
• Necessary documents requested by LAFIN

Loan available under this scheme is for buying securities from secondary market and investing on IPO (primary market).

Loan against receivable

• Short-term loan will be given a payment guarantee of the buyer of the security. Certified member broker of NEPSE issues the share purchase document.

Loan Amount

• Minimum of Rs. 1,00,000.00 to maximum of Rs. 2,35,00,000.00. This is relaxable with acceptable security or according to company's credit policy.

Tenure

• Any period between 12 months.

Interest Rate

• 13% (in diminishing balance) considerable upon the asset value and exposure amount.

Security

• As per company rules

Processing Fee

• One time service charge (non-refundable) 0.15%-1% on the loan amount.

Mode of Repayment

• Monthly and quarterly installments or payable at maturity of the loan.

Documentation Required

• Document certifying transaction in NEPSE
• Recent passport size photograph.
• Citizenship
• If employed, salary certificates from the employer stating the employment record and tenure of service.
• Certified source of income.
• Third party personal or corporate guarantees.
• Necessary security documents, original share certificates for IPO original receipt of share application.

Lalitpur Finance will provide consumer loan on EMI basis (easy paying scheme). If you require a loan for a short period call us at 5536598, 5523850, 5525115 “Subash or Jabin” for Consumer Loan.

Loan Amount

• 60% of the total amount

Tenure

• 12 months

Interest Rate

• 0%

Mode of Re-payment

• EMI (Equal Monthly Installments)

Documentation Required

B. Firm / Company
1. Registration Certificate
2. Income Tax Certificate
3. Board Resolution (If Limited Company)
4. Latest Income Statement & Balance Sheet.